3 New CRA Benefit Payments for Ontario Residents in June 2025

Last Updated On 1 June 2025, 9:28 AM EDT (Toronto Time)

As June 2025 dawns, Ontario residents from vibrant urban hubs like Toronto to tranquil northern communities like Kenora are gearing up for 3 CRA benefit payments from the Canada Revenue Agency (CRA).

With the cost of living—think skyrocketing rent, grocery bills, and heating costs—continuing to challenge budgets, the CRA is rolling out three essential benefit payments this month to ease the strain.

These CRA benefit payments are more than just deposits in your bank account; they’re lifelines for families, seniors, and individuals striving to thrive in a province where economic pressures are ever-present.

Whether you’re a parent juggling childcare costs in Mississauga, a retiree enjoying Niagara’s charm, or a temporary resident meeting specific criteria, these CRA benefits are designed to support you.

In this comprehensive guide, we’ll break down the Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and Canada Pension Plan (CPP) and Old Age Security (OAS) payments for June 2025.

You’ll discover eligibility requirements, CRA payment dates, amounts, and practical tips to maximize these benefits.

Let’s dive into the details of these three transformative CRA benefit payments, tailored for Ontario residents in June 2025.

The Canada Child Benefit (CCB) is a cornerstone of financial support for Canadian families, delivering tax-free monthly payments to help cover the costs of raising children under 18.

Where childcare in cities like Ottawa can cost upwards of $1,200 monthly and rural families face steep transportation expenses, the CCB is a game-changer.

From funding school supplies in Brampton to sports programs in Thunder Bay, this benefit empowers parents to invest in their children’s futures without breaking the bank.

With inflation and living costs continuing to rise, the CCB is a vital resource for families.

Whether you’re a single parent in Hamilton or a growing household in Sudbury, this benefit helps cover essentials like groceries, clothing, and extracurricular activities.

It’s not just about financial relief—it’s about giving kids opportunities to thrive, from urban playgrounds to rural community centers.

Who Qualifies for the CCB?

To receive the CCB in June 2025, you must meet the following criteria:

Residency: Be a Canadian citizen, permanent resident, or eligible temporary resident living in Ontario.
Caregiver Status: Act as the primary caregiver for a child under 18. In shared custody arrangements, benefits may be split between parents.
Income-Based: Payments are calculated based on your net family income, with lower-income households receiving higher amounts.
Temporary Residents: Eligible after living in Canada for 18 consecutive months with a valid permit (e.g., work or study visa) and qualifying for social benefits under their status.

How Much Is The CCB payment in June 2025?

The CCB payment amounts for the 2025–2026 benefit year are designed to provide substantial support:

Children under 6: Up to $7,787 annually (approximately $649/month).
Children aged 6–17: Up to $6,570 annually (approximately $547/month).

These amounts are adjusted based on your family’s net income, ensuring that lower-income families receive the maximum support.

For example, a family in Kitchener with two young children could receive over $1,200 monthly, while a rural family in Kenora might use the funds to offset travel costs for school activities.

CCB Payment Date for June 2025

Mark your calendar: the CCB payment for June 2025 will be deposited on June 20, 2025, via direct deposit or cheque.

This predictable schedule allows families to plan for summer expenses, from camp fees to back-to-school prep.

How to Apply for the CCB

Applying for the CCB is straightforward:

Register with the CRA: Use the CRA My Account portal or submit Form RC66 (Canada Child Benefits Application).
Provide Proof: Submit documentation verifying residency and caregiving responsibilities.
Update Information: Ensure your marital status, income, and child custody details are current to avoid payment delays.

For a single mom in Windsor or a large family in Barrie, the CCB is more than a monthly cheque—it’s a bridge to stability.

In 2025, as economic uncertainty lingers, this benefit ensures kids across Ontario’s diverse communities have access to opportunities, from music lessons to healthy meals.

The Ontario Trillium Benefit (OTB) is a unique, three-pronged payment designed to ease the burden of everyday expenses in Ontario.

Combining the Ontario Sales Tax Credit (OSTC), Ontario Energy and Property Tax Credit (OEPTC), and Northern Ontario Energy Credit (NOEC), the OTB addresses critical costs like sales tax, utilities, and property taxes.

Whether you’re a renter in London or a homeowner in Timmins, this benefit provides practical relief in a province where winter heating bills and housing costs can strain budgets.

The cost of living remains a challenge, with energy prices fluctuating and property taxes climbing in cities like Toronto and Ottawa.

The OTB offers targeted support, helping residents manage these expenses while promoting energy efficiency and home maintenance.

For Northern Ontario residents, the NOEC is a lifeline, offsetting the higher energy costs of long winters.

OTB Components Explained

The OTB comprises three key credits:

Ontario Sales Tax Credit (OSTC): Offsets the 13% Harmonized Sales Tax (HST) on everyday purchases, from groceries to clothing.
Ontario Energy and Property Tax Credit (OEPTC): Subsidizes utility bills and property taxes, benefiting both homeowners and renters.
Northern Ontario Energy Credit (NOEC): Provides additional support for residents north of Parry Sound, where energy demands are higher due to colder climates.

Who’s Eligible for the OTB?

To qualify for the OTB in June 2025, you must:

Be an Ontario Resident: Live in Ontario as of December 31, 2024.
File Your Taxes: Filed your 2024 tax return, including claims for the relevant credits.
Meet Income Criteria: Benefits are income-tested, with higher payments for lower-income individuals and families.
Temporary Residents: Eligible if residing in the province as of December 31, 2024, and filed taxes with credit claims.

How Much OTB Can You Receive?

The OTB payment amounts vary based on your situation:

OSTC: Up to $360 per adult or child annually.
OEPTC: Up to $1,248 for non-seniors or $1,421 for seniors annually.
NOEC: Up to $180 for singles or $277 for families annually in Northern Ontario.

For example, a family in Sudbury could receive over $1,600 annually, while a senior in Thunder Bay might claim nearly $1,800, combining all three credits.

OTB Payment Date for June 2025

The OTB payment for June 2025 will arrive on June 10, 2025, offering monthly predictability.

This regularity helps residents budget for essentials, from utility bills in Sault Ste. Marie to rent in Guelph.

How to Claim the OTB

No separate application is needed for the OTB—must have filed your 2024 tax return on or before April 30, 2025, and include the relevant credit claims.

Ensure your CRA account is updated with your current address and income details to avoid delays.

The OTB is a lifeline for Ontarians facing rising costs in 2025. For a young couple in Timmins, it means affordable heat during harsh winters.

For a retiree in Windsor, it eases the burden of property taxes. By targeting key expenses, the OTB strengthens communities and supports financial resilience across the province.

For seniors, particularly in retirement hotspots like Niagara, Kingston, and Muskoka, the Canada Pension Plan (CPP) and Old Age Security (OAS) are pillars of financial security.

These payments honor decades of hard work, providing income for healthcare, leisure, and daily living.

Whether you’re a permanent resident or a temporary resident with contributions, understanding these benefits is key to a secure retirement.

With healthcare costs climbing and inflation impacting savings, CPP and OAS are critical for seniors.

These benefits support everything from medical expenses in Peterborough to travel plans for snowbirds wintering abroad.

They also play a role in financial literacy, as even temporary residents can contribute to CPP during their working years, securing future benefits.

CPP Overview

The CPP is a contributory pension plan based on your earnings and contributions during your working years. Here’s what you need to know:

Eligibility: Age 60 or older with at least one valid CPP contribution.
Post-Retirement Benefits: If you work while receiving CPP before age 70, you can earn additional benefits.
Payment Amounts in 2025: The maximum monthly CPP payment for those starting at age 65 is $1,433 (approximately $17,196 annually).
- The average payment, based on October 2024 data adjusted for 2025, is $808.14/month. Amounts depend on your contribution history, earnings, and start age (60–70).

How CPP Is Calculated

The CPP retirement pension is a personalized calculation reflecting your working life:

Contributory Period: Begins the month after you turn 18 and ends when you start receiving CPP or turn 70, whichever comes first. For example, from age 18 to 65, that’s 47 years (564 months).
Pensionable Earnings: Calculated based on income between the basic exemption ($3,500 annually) and the Year’s Maximum Pensionable Earnings (YMPE), set at $71,300 in 2025. Earnings above this cap don’t count.
Drop-Out Provisions: Up to 8 years (96 months) of your lowest earnings are excluded from the base CPP calculation, boosting your average. For the enhanced CPP (post-2019), it uses your best 40 years.
Base CPP: Historically, 25% of your average pensionable earnings over your contributory period (minus drop-outs).
Enhanced CPP (Phased In Since 2019): By 2025, it rises to 33.33% of average earnings, with a higher cap—the Year’s Additional Maximum Pensionable Earnings (YAMPE), projected at $81,200. This “second tier” adds a top-up for earnings between $71,300 and $81,200 at a 4% contribution rate.
Age Adjustment: Starting CPP at 60 reduces your pension by 0.6% per month (36% total), while delaying to 70 increases it by 0.7% per month (42% total).

Example: A 65-year-old with 40 years of maximum contributions ($71,300 in 2025 terms) could receive the full $1,433/month, blending base and enhanced portions.

Someone with inconsistent earnings might receive closer to the $808 average.

OAS Overview

The OAS is a universal pension for seniors, regardless of work history, provided you meet residency requirements:

Eligibility: Age 65 or older with at least 20 years of Canadian residency after age 18 (or via international agreements for partial benefits).
Payments Abroad: Possible for snowbirds, subject to specific conditions.
Payment Amounts in 2025: The maximum OAS payment is approximately $735/month (adjusted quarterly for inflation), though amounts may be clawed back for high-income earners (over $90,997 in 2025).

CPP and OAS Payment Date for June 2025

Both OAS and CPP payments will be deposited on June 26, 2025, providing seniors with reliable income to cover monthly expenses or unexpected costs.

How to Apply for CPP and OAS

To access these benefits:

CPP: Apply online via CRA My Account or submit a paper application. Apply 6–12 months before you want payments to start.
OAS: Enrollment is often automatic, but you may need to apply if the CRA doesn’t contact you. Use the CRA My Account portal or paper forms.
Stay Proactive: Don’t wait for CRA prompts—apply early to ensure timely payments.

In 2025, CPP and OAS are lifelines for seniors, supporting everything from healthcare in Kingston to leisure in cottage country.

These benefits empower retirees to stay engaged, contribute to their communities, and enjoy their golden years with financial peace of mind.

To ensure you receive these payments without hiccups, follow these actionable steps:

File Your Taxes by April 30, 2025: The CCB and OTB rely on your tax return to calculate eligibility and amounts. So never miss the deadline as it could delay or reduce your benefits.
Update Your CRA Account: Keep your address, income, and family details current via CRA My Account to avoid payment disruptions.
Set Up Direct Deposit: Direct deposit ensures faster, more reliable payments compared to cheques.
Understand Your Eligibility: Review the criteria for each benefit, especially if you’re a temporary resident or have unique circumstances like shared custody.
Plan Your Finances: Use these payments strategically—whether it’s covering summer camp fees with the CCB, paying utility bills with the OTB, or budgeting for healthcare with CPP/OAS.

As Ontario navigates the economic landscape of June 2025, the CRA’s Canada Child Benefit, Ontario Trillium Benefit, and CPP/OAS payments are powerful tools for financial stability.

Whether you’re raising a family in the GTA, managing bills in Northern Ontario, or enjoying retirement in cottage country, these benefits are designed to support you.

Always file your taxes on time, update your CRA account, and understand your eligibility to unlock these funds and build a brighter future.

What are the CRA benefit payments available in Ontario for June 2025?

What are the upcoming 2025 CCB Payment Dates?

June 20, 2025
July 18, 2025
August 20, 2025
September 19, 2025
October 20, 2025
November 20, 2025
December 12, 2025

Who qualifies for the Canada Child Benefit (CCB) in 2025?

Canadian citizens, permanent residents, or temporary residents (after 18 months in Canada) who are primary caregivers for children under 18 qualify. Payments depend on family income.

What are the upcoming 2025 OTB payment dates?

June 10, 2025
July 10, 2025
August 8, 2025
September 10, 2025
October 10, 2025
November 10, 2025
December 10, 2025

How much can I receive from the Ontario Trillium Benefit (OTB)?

The OTB includes up to $360 (Sales Tax Credit), $1,248–$1,421 (Energy and Property Tax Credit), and $180–$277 (Northern Ontario Energy Credit) annually, based on income and location.

When do CPP and OAS payments arrive in June 2025?

Both CPP and OAS payments will be deposited on June 26, 2025, supporting Ontario seniors with monthly income.

How can I ensure I receive these CRA benefits?

Always file your taxes by April 30, 2025, update your CRA My Account, and apply for benefits like CCB or CPP/OAS if needed.

Are Canadians getting extra money in 2025 from the CRA?

Canadians can receive financial support through various CRA benefits in 2025, such as the CCB, OTB, GST/HST Credit, and CPP/OAS.

Additionally, a one-time $250 Working Canadians Rebate was issued in spring 2025 to 18.7 million eligible Canadians who worked in 2023 and earned up to $150,000, providing extra relief amid rising costs.

What is the $600 CRA payment?

There is no specific $600 CRA payment confirmed for 2025. The $250 Working Canadians Rebate in spring 2025 is a notable one-time payment, but no ongoing $600 payment exists. Always check the CRA website for updates.

Don’t miss out—mark the payment dates (June 10 for OTB, June 20 for CCB, and June 26 for CPP/OAS and take control of your finances.

Stay informed about policy updates, as CRA benefits may evolve, and share this guide with friends and family to help them thrive in 2025.

Ontario’s resilience starts with you—claim your benefits and make the most of June 2025!

Gagandeep Kaur Sekhon

Gagandeep Kaur Sekhon moved to Canada in 2010 on a study visa. She navigated through the ups and downs of her student life and gained her permanent residency in 2015. Today, she is a proud Canadian citizen residing in Calgary, Alberta. She is mother of 2 beautiful daughters and making her difference through writing and guidance at INC – Immigration News Canada.