Canada Workers Benefit Payments Increase

Last Updated On 6 July 2025, 6:13 PM EDT (Toronto Time)

Great news for Canadian workers! The Canada Workers Benefit (CWB) is getting a major boost in 2025, offering enhanced financial relief to low-income individuals and families.

With quarterly payments kicking off on July 11, 2025, this increased support aims to make life more affordable amid rising costs.

Whether you’re a single worker or supporting a family, the 2025 CWB could provide up to $1,633 for singles, $2,813 for families, and an additional $843 disability supplement based on your income.

Here’s your complete guide to the 2025 Canada Workers Benefit, covering eligibility, payment amounts, how to apply, key dates, and expert tips to maximize your benefits.

Let’s dive into everything you need to know to take advantage of this essential program!

The Canada Workers Benefit is a refundable tax credit aimed at supporting low-income workers and families across Canada.

It consists of two components:

Basic Amount: Provides financial relief for eligible low-income earners.
Disability Supplement: Offers extra support for those approved for the Disability Tax Credit.

In 2025, eligible Canadians can receive up to 50% of their CWB entitlement in advance through three quarterly payments, calculated based on their 2024 tax return.

If you received Advance Canada Workers Benefit (ACWB) payments in 2024, you’re automatically enrolled for 2025—no additional application needed!

The 2025 CWB update introduces higher maximum payments to help Canadians manage inflation and rising expenses.

Here’s a breakdown of the new amounts:

Single Workers: Up to $1,633 (basic amount) if your adjusted net income is below $26,855.
Families: Up to $2,813 (basic amount) if your adjusted family net income is under $30,639.
Disability Supplement: Up to $843 for eligible individuals or families, based on income thresholds.

Payments phase out as income increases, with no basic amount available for:

Singles earning over $37,474.
Families earning over $49,391.

For the disability supplement, payments stop at:

$38,759 for singles.
$50,722 for families (estimated for 2025).

Note: Residents of Alberta, Quebec, or Nunavut may see different payment amounts due to provincial adjustments.

Check with the Canada Revenue Agency (CRA) for region-specific details.

Basic Amount Eligibility

To qualify for the basic CWB amount, you must:

Be a Canadian resident for the entire year.
Be 19 or older by December 31, 2024, or live with a spouse, common-law partner, or dependent child.
Earn at least $3,000 in working income in 2024.

Income Thresholds for Basic Amount (2025):

Category	Maximum Benefit	Phase-Out Starts	Phase-Out Ends
Single (no children)	$1,633	$26,855	$37,474
Families	$2,813	$30,639	$49,391
Secondary Earner Exemption	–	$16,386	–

Disability Supplement Eligibility

To claim the $843 disability supplement, you need:

An approved Disability Tax Credit (Form T2201) filed with the CRA.
Adjusted net income below:
- $37,740 for singles.
- $49,389 for families.

Income Thresholds for Disability Supplement (2025):

Category	Maximum Supplement	Phase-Out Starts	Phase-Out Ends
Single (no children)	$843	$37,740	$38,759
Families	$843	$49,389	$50,722

You cannot qualify if you:

Are a full-time student for more than 13 weeks in 2024 (unless you have a dependent).
Are incarcerated for 90+ days in 2024.
Are a non-taxpaying diplomat or their family member.

Your CWB payment depends on your income, family status, and eligibility for the disability supplement:

Singles: Up to $1,633 (basic) + $843 (disability) if income is below thresholds.
Families: Up to $2,813 (basic) + $843 (disability) with similar income limits.

Payments decrease as income rises and stop at the upper thresholds. Residents of Quebec, Alberta, or Nunavut should verify province-specific adjustments.

Applying for the CWB is simple:

File Your Taxes On Time: Use certified tax software or complete Schedule 6 (Canada Workers Benefit) on your tax return.
Disability Supplement: Include both the basic and disability claims on your return if eligible. Only one spouse can claim the basic amount, but both can claim the disability supplement.
Advance Payments: No separate application is needed! The CRA automatically calculates and issues ACWB payments based on your tax return.

Deadline: Always file your taxes by the deadline to receive advance payments.

Mark these Advance Canada Workers Benefit (ACWB) payment dates:

July 11, 2025
October 10, 2025
January 9, 2026

Pro Tip: If a payment date falls on a weekend or holiday, funds will arrive on the previous business day.

If your payment is missing:

Verify Eligibility: Ensure you meet the income, residency, and other requirements.
Wait 10 Business Days: Allow processing time after the scheduled payment date.
Contact the CRA: Reach out to the Canada Revenue Agency for assistance if the payment is still missing.

With inflation and rising living costs affecting Canadians, the 2025 Canada Workers Benefit provides a vital lifeline for low-income workers and families.

Whether you’re paying for groceries, rent, or other essentials, this financial boost can make a real difference. Maximize your benefits by:

Filing your taxes before deadlines.
Keeping your CRA profile updated.
Confirming your eligibility for both the basic amount and disability supplement.

For the latest information, visit the Canada Revenue Agency website.

Share this guide with friends, family, and coworkers to help them access this essential support!

What is the 2025 Canada Workers Benefit increase?

Starting July 11, 2025, the CWB provides increased payments to support low-income workers. Singles can receive up to $1,633, families up to $2,813, and an additional $843 disability supplement, depending on income. Payments are issued quarterly based on your 2024 tax return.

Who is eligible for the 2025 Canada Workers Benefit?

You qualify if you’re a Canadian resident, 19 or older by December 31, 2024 (or live with a spouse/child), and earn at least $3,000 in working income. Singles with income below $26,855 and families below $30,639 qualify for the basic amount.

For the disability supplement, you need an approved Disability Tax Credit and income below $37,740 (singles) or $49,389 (families).

When are the Advance Canada Workers Benefit payment dates 2025?

Advance payments are scheduled for July 11, 2025, October 10, 2025, and January 9, 2026. If a date falls on a weekend or holiday, expect funds the previous business day.

How do I apply for the 2025 Canada Workers Benefit?

File your 2024 income tax return and complete Schedule 6 (Canada Workers Benefit) using certified tax software. For the disability supplement, ensure your Disability Tax Credit (Form T2201) is approved. No separate application is needed for advance payments.

Why didn’t I receive my 2025 Canada Workers Benefit payment?

Verify your eligibility (e.g., income, residency, tax filing status). Wait 10 business days after the scheduled date (e.g., July 11, 2025). If the payment is still missing, contact the CRA

Gagandeep Kaur Sekhon

Gagandeep Kaur Sekhon moved to Canada in 2010 on a study visa. She navigated through the ups and downs of her student life and gained her permanent residency in 2015. Today, she is a proud Canadian citizen residing in Calgary, Alberta. She is mother of 2 beautiful daughters and making her difference through writing and guidance at INC – Immigration News Canada.